Only around half of Americans participate in a workplace retirement savings plan, but auto-enrollment can change that. solidcolours/iStock via Getty Images In 2022 the government passed the Securing a ...

If your employer’s 401(k) plan has auto-enrollment, you’ll automatically start making contributions to your account once you’re eligible. Under a federal law enacted in 2022, most new 401(k) plans ...

Employers are increasingly putting workers' 401(k) plan savings on autopilot. But the positive impact of automated retirement savings is more muted than initially thought, new research finds.

Automatically enrolling workers in a retirement plan is one of the most powerful tools policymakers and retirement plan sponsors have found to increase retirement savings. A bill making its way ...

Quick Read RMD age rose to 73 in 2023 and rises to 75 in 2033. Roth 401(k)s eliminated RMDs entirely starting 2024. New ...

The Roth 401K limits for 2026 allow a $24,500 deferral. This is quite a jump over the IRA. But this is not it, there's a lot ...

IMGCAP(1)]There has been a significant trend in recent years to add automatic features to 401(k) retirement plans. The most common, automatic enrollment, is a feature that automatically enrolls new ...

More workers are following experts’ advice in saving for retirement, even when finances feel precarious. It’s happening because 401(k) plans are using a simple human trait to guide us: our inclination ...

"We want to remove barriers for people to save for retirement, and automatic enrollment really addresses one of the problems that people face: They may be overwhelmed with the responsibility of saving ...