One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a ...

From insurance overlays to TIPS ladders, retirees have options to replenish their savings, rather than only withdrawing and ...

The 4% Rule has three flaws, said a statistician who has produced research on a way retirees can increase their spending.

Fixed-rate withdrawal strategies for retirement spending like the 4% rule are challenged by a study which instead proposes a framework for decumulation centered around a ladder of Treasury ...

In the early 1990s, in response to client questions, William “Bill” Bengen initiated research on the sustainability of withdrawals from stock and bond portfolios. He first published his research in ...

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How much of your hard-earned portfolio can you sell each year to finance your retirement — without ever running out of cash? 4%? 5%? Something else? Like they say about cars, your mileage may vary.

Bengen's 4% rule has long been viewed as a starting point for mapping out an annual withdrawal plan that guards against retirees running out of money. But the rule has been questioned in recent years, ...

Pensioners are burning through their retirement savings at twice the recommended rate since it was announced any unused pensions could face inheritance tax at 40%. The proportion of pensions being ...